From the article:"Players from at least 16 NFL teams have turned to short-term loans with high interest rates as a way to keep cash flowing amid the month-old lockout, ThePostGame.com reported Tuesday. The NFL Players Association started payments to players from its lockout "war chest" nearly two weeks ago, but according to the report many players are still in need of the risky loans. As many as 10 percent of the NFL's nearly 1,800 players have already signed off on such loans, and at least another 20 percent are in the process of doing so, according to a prominent financial adviser who spoke to ThePostGame.com on condition of anonymity." Not sure how accurate this information is coming from an anonymous source. It would seem extreme to me that so many players (allegedly 10% now and another 20% soon, totaling 30% of the league!!) already are in need of loans. Also, and maybe you guys can help me out here, even if there was no lock-out what payments would these guys be getting in the off-season anyway?? Aren't the vast majority of their wages paid in game cheques? I know some players have bonuses this time of year but I don't see how almost 30% of the league could be short of cash because of that. If there is substantial truth to the article it's a terrible sign for the players. For now, I'm taking this report with a large grain of salt.